{"title":"World Edition 🌍 — Coming Soon","description":"\u003cp\u003eThe \u003cstrong\u003eMoney Skill Tree\u003c\/strong\u003e World series is coming soon — personal finance workbooks adapted for a global audience, covering universal financial principles that apply wherever you are.\u003c\/p\u003e","products":[{"product_id":"the-money-starter-pack-world-edition-book-1","title":"The Money Starter Pack – World Edition (Book 1) — Coming Soon","description":"\u003cp\u003e\u003cem\u003e🌍 Not yet available. The \u003ca href=\"\/collections\/canadian-edition\"\u003eCanadian Edition\u003c\/a\u003e is on sale now — \u003ca href=\"\/pages\/contact\"\u003eget in touch\u003c\/a\u003e to be told when the World Edition ships.\u003c\/em\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eBuild a money mindset that lasts a lifetime — starting at age 12.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003eMost students leave school knowing the quadratic formula but not how a paycheque works, what compound interest does, or why inflation quietly shrinks every unit of currency in their savings. \u003cstrong\u003eThe Money Starter Pack\u003c\/strong\u003e fixes that — written for readers aged 12 and up anywhere in the world, in a game-inspired style built for people who would rather level up than sit through a lecture.\u003c\/p\u003e\n\n\u003cp\u003eThis is Book 1 of \u003cstrong\u003eThe Money Skill Tree\u003c\/strong\u003e — the beginner volume. It teaches the fundamentals through the metaphor of a Life Battery that charges with effort and drains with every choice. Because the fundamentals don't change at a border, this volume needs no local tax code to be useful.\u003c\/p\u003e\n\n\u003ch3\u003eWhat's inside — 10 chapters\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Power in Your Pocket\u003c\/strong\u003e — understanding money as stored energy\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Software Update\u003c\/strong\u003e — from barter to digital, and how money evolved\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Filter\u003c\/strong\u003e — needs versus wants, and how to tell the difference\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Generator\u003c\/strong\u003e — income, side hustles, and earning your first money\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Charging Station\u003c\/strong\u003e — banks, accounts, and where to store your money\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Two Rooms\u003c\/strong\u003e — chequing versus savings, and the two-room money system\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Multiplier Effect\u003c\/strong\u003e — compound interest and the power of starting early\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Invisible Shrink\u003c\/strong\u003e — inflation, and why money loses value over time\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Flight Path\u003c\/strong\u003e — budgeting with the 50\/30\/20 rule\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Energy Thieves\u003c\/strong\u003e — debt, traps, and protecting what you've built\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eEvery chapter follows the same six-part structure\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Level Up\u003c\/strong\u003e — a story that opens the concept\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Money Skill Tree\u003c\/strong\u003e — the core lesson\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Skill Quest\u003c\/strong\u003e — a hands-on, fill-in-the-pages exercise\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBalancing Your Skills\u003c\/strong\u003e — the trade-off, made visible\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGuild Chat\u003c\/strong\u003e — questions to take to a parent, mentor, or older sibling\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eElite Quest\u003c\/strong\u003e — a real-world mission off the page\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it's for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eReaders aged 12 and up, anywhere, working through it alone or with a parent\u003c\/li\u003e\n\u003cli\u003eFamilies outside Canada and the US, or between countries\u003c\/li\u003e\n\u003cli\u003eInternational schools, homeschool curriculum, or after-school enrichment\u003c\/li\u003e\n\u003cli\u003eAn allowance, chore, or birthday gift for a teenager\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWorld Edition\u003c\/h3\u003e\n\u003cp\u003eBuilt on principles that hold regardless of which tax code you live under. Figures are illustrative and based on 2026 projections; verify local rates with your own tax authority or bank.\u003c\/p\u003e\n\n\u003ch3\u003eWhere it sits in the series\u003c\/h3\u003e\n\u003cp\u003eBook 1 lays the foundation. \u003cstrong\u003eBook 2 (The Grind)\u003c\/strong\u003e covers safety nets, credit, currencies, and investing. \u003cstrong\u003eBook 3 (Endgame)\u003c\/strong\u003e covers tax, property, business, and money across borders. All three are collected in \u003cstrong\u003eFully Charged\u003c\/strong\u003e.\u003c\/p\u003e\n\n\u003ch3\u003eFormat\u003c\/h3\u003e\n\u003cp\u003ePrinted workbook · 107 pages · 10 chapters · Beginner level\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eUnlock your first financial skills.\u003c\/strong\u003e\u003c\/p\u003e","brand":"The Money Skill Tree","offers":[{"title":"Default Title","offer_id":44466980880450,"sku":null,"price":17.99,"currency_code":"CAD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0693\/1844\/3074\/files\/WORLD_Book1_Cover_143eb528-693c-491e-beaf-169f92eb0b58.png?v=1784831905"},{"product_id":"the-grind-world-edition-book-2","title":"The Grind – World Edition (Book 2) — Coming Soon","description":"\u003cp\u003e\u003cem\u003e🌍 Not yet available. The \u003ca href=\"\/collections\/canadian-edition\"\u003eCanadian Edition\u003c\/a\u003e is on sale now — \u003ca href=\"\/pages\/contact\"\u003eget in touch\u003c\/a\u003e to be told when the World Edition ships.\u003c\/em\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eYou're earning. Now make the money hold its shape.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eThe Grind\u003c\/strong\u003e is the intermediate volume of \u003cstrong\u003eThe Money Skill Tree\u003c\/strong\u003e, built for readers whose money has to work across currencies and borders — not just inside one tax system. It covers the machinery that follows you wherever you earn: a safety net, credit, automation, defending against inflation, moving money internationally, and getting invested.\u003c\/p\u003e\n\n\u003cp\u003eEvery chapter has a fill-in-the-pages exercise and a real-world mission. By the last page you'll have a funded emergency buffer, automated savings, a working grasp of exchange rates and transfer costs, and a clear view of how index investing works.\u003c\/p\u003e\n\n\u003ch3\u003eWhat's inside — 11 chapters\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Emergency Buffer\u003c\/strong\u003e — your financial safety net, and why it comes first\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCredit Scores and The Plastic Card\u003c\/strong\u003e — building credit and using a card with discipline\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Automation Engine\u003c\/strong\u003e — setting your money up to save itself\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Social Charge\u003c\/strong\u003e — peer pressure, lifestyle, and financial identity\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Inflation Shield\u003c\/strong\u003e — defending your money when inflation runs high\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Currency Bridge\u003c\/strong\u003e — exchanging between currencies, and what it really costs\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Teleport Network\u003c\/strong\u003e — moving money quickly between people and places\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Stock Market Map\u003c\/strong\u003e — how the stock market works\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Basket Strategy\u003c\/strong\u003e — ETFs and index investing\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Risk Scale\u003c\/strong\u003e — understanding and managing investment risk\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Long-Game Mindset\u003c\/strong\u003e — patience, consistency, and thinking in decades\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eEvery chapter follows the same six-part structure\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Level Up\u003c\/strong\u003e — a story that frames the concept\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Money Skill Tree\u003c\/strong\u003e — the core lesson\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Skill Quest\u003c\/strong\u003e — a hands-on, fill-in-the-pages exercise\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBalancing Your Skills\u003c\/strong\u003e — the trade-off, made visible\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGuild Chat\u003c\/strong\u003e — questions to take to a parent, mentor, or older sibling\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eElite Quest\u003c\/strong\u003e — a real-world mission off the page\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it's for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eTeens and young adults earning their first money outside Canada and the US\u003c\/li\u003e\n\u003cli\u003eAnyone paid in one currency and spending or sending in another\u003c\/li\u003e\n\u003cli\u003eFamilies supporting relatives across borders\u003c\/li\u003e\n\u003cli\u003eInternational schools, homeschool curriculum, or classroom resource\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWorld Edition\u003c\/h3\u003e\n\u003cp\u003eBecause payroll and filing rules differ in every country, this volume deliberately leaves them alone and concentrates on what transfers — including two chapters on currency exchange and international transfers that appear in no other edition. Tax is handled in \u003cstrong\u003eBook 3\u003c\/strong\u003e, which opens with the universal mechanics behind any tax system.\u003c\/p\u003e\n\n\u003ch3\u003eWhere it sits in the series\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eBook 1 (The Money Starter Pack)\u003c\/strong\u003e covers the fundamentals. The Grind is the working-world layer. \u003cstrong\u003eBook 3 (Endgame)\u003c\/strong\u003e covers tax, property, business, and money across borders. All three are collected in \u003cstrong\u003eFully Charged\u003c\/strong\u003e.\u003c\/p\u003e\n\n\u003ch3\u003eFormat\u003c\/h3\u003e\n\u003cp\u003ePrinted workbook · 96 pages · 11 chapters · Intermediate level\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eCash the cheque. Run the system.\u003c\/strong\u003e\u003c\/p\u003e","brand":"The Money Skill Tree","offers":[{"title":"Default Title","offer_id":44466981175362,"sku":null,"price":21.99,"currency_code":"CAD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0693\/1844\/3074\/files\/WORLD_Book2_Cover_c4419897-df6f-4cc9-8c17-5ebf432b24b2.png?v=1784831925"},{"product_id":"endgame-world-edition-book-3","title":"Endgame – World Edition (Book 3) — Coming Soon","description":"\u003cp\u003e\u003cem\u003e🌍 Not yet available. The \u003ca href=\"\/collections\/canadian-edition\"\u003eCanadian Edition\u003c\/a\u003e is on sale now — \u003ca href=\"\/pages\/contact\"\u003eget in touch\u003c\/a\u003e to be told when the World Edition ships.\u003c\/em\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eThe advanced volume. Tax, property, business, and money that crosses borders.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003eBooks 1 and 2 covered the basics. \u003cstrong\u003eEndgame\u003c\/strong\u003e is where the numbers get serious — written for adults facing the first genuinely expensive decisions: the first property, the first counter-offer, the first real business, and the question of how to hold money when your life spans more than one country.\u003c\/p\u003e\n\n\u003cp\u003eIt opens with the mechanics common to every tax system, so you can read your own country's rules rather than memorising someone else's, and closes by having you calculate your Freedom Number — the portfolio size that makes work optional. It keeps the same six-part chapter format as Books 1 and 2, but the chapters are longer and every Skill Quest pushes you toward a real decision.\u003c\/p\u003e\n\n\u003ch3\u003eWhat's inside — 10 chapters\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Tax Map\u003c\/strong\u003e — the universal mechanics behind any tax system\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Negotiation Table\u003c\/strong\u003e — salary negotiation, and what one conversation is worth over a career\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Side-Quest Economy\u003c\/strong\u003e — earning extra through side hustles and gig work\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Real Estate Quest\u003c\/strong\u003e — mortgages, leverage, and the true cost of ownership\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Scale Engine\u003c\/strong\u003e — building and scaling a business\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Insurance Shield\u003c\/strong\u003e — protecting your life, income, and assets\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Hedonic Treadmill\u003c\/strong\u003e — lifestyle creep, the psychology of enough, and working out your Freedom Number using the 4% rule\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Nomad Playbook\u003c\/strong\u003e — managing money across borders and currencies\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Scam Defence Layer\u003c\/strong\u003e — spotting and defending against financial scams\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFinale\u003c\/strong\u003e — putting the whole toolbox together and committing your Freedom Number to paper\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eEvery chapter follows the same six-part structure\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Level Up\u003c\/strong\u003e — a story that frames the concept\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Money Skill Tree\u003c\/strong\u003e — the core lesson\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Skill Quest\u003c\/strong\u003e — a hands-on workbook exercise\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBalancing Your Skills\u003c\/strong\u003e — the trade-off, made visible\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGuild Chat\u003c\/strong\u003e — questions to discuss with a partner, mentor, or advisor\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eElite Quest\u003c\/strong\u003e — a real-world mission off the page\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it's for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eAdults weighing a first property purchase outside Canada and the US\u003c\/li\u003e\n\u003cli\u003eAnyone building a business, freelancing, or earning across currencies\u003c\/li\u003e\n\u003cli\u003eExpatriates, remote workers, and anyone whose money lives in more than one country\u003c\/li\u003e\n\u003cli\u003eReaders working toward financial independence who want a country-agnostic method\u003c\/li\u003e\n\u003cli\u003eAnyone who has finished Books 1 and 2 and is ready for the advanced volume\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWorld Edition\u003c\/h3\u003e\n\u003cp\u003eRather than one country's rulebook, this volume teaches the underlying structures — how tax systems are built, how leverage behaves, how businesses scale — then adds a chapter on running money across borders that appears in no other edition. Figures are illustrative and based on 2026 projections; verify local rules with your own tax authority.\u003c\/p\u003e\n\n\u003ch3\u003eWhere it sits in the series\u003c\/h3\u003e\n\u003cp\u003eThis is the closing volume. \u003cstrong\u003eBook 1\u003c\/strong\u003e covered the fundamentals and \u003cstrong\u003eBook 2\u003c\/strong\u003e covered the working world. Endgame is where the decisions get expensive. All three are collected in \u003cstrong\u003eFully Charged\u003c\/strong\u003e.\u003c\/p\u003e\n\n\u003ch3\u003eFormat\u003c\/h3\u003e\n\u003cp\u003ePrinted workbook · 100 pages · 10 chapters · Advanced level\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eUnlock financial independence.\u003c\/strong\u003e\u003c\/p\u003e","brand":"The Money Skill Tree","offers":[{"title":"Default Title","offer_id":44466982092866,"sku":null,"price":24.99,"currency_code":"CAD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0693\/1844\/3074\/files\/WORLD_Book3_Cover_72dc0056-85e4-41e0-a05d-8a0b55ef13f5.png?v=1784831947"},{"product_id":"fully-charged-world-edition-complete-course","title":"Fully Charged – World Edition (Complete Course) — Coming Soon","description":"\u003cp\u003e\u003cem\u003e🌍 Not yet available. The \u003ca href=\"\/collections\/canadian-edition\"\u003eCanadian Edition\u003c\/a\u003e is on sale now — \u003ca href=\"\/pages\/contact\"\u003eget in touch\u003c\/a\u003e to be told when the World Edition ships.\u003c\/em\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eThe complete Money Skill Tree trilogy in one volume — from your first dollar to financial independence.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003eMost personal finance books pick one moment in life and one country, and write to both. \u003cstrong\u003eFully Charged\u003c\/strong\u003e takes a different approach: all three volumes — Beginner, Intermediate, and Advanced — in a single reference that grows with the reader from age 12 through adulthood, built on principles that survive a change of address.\u003c\/p\u003e\n\n\u003cp\u003eThe series runs on one mental model end to end: money is stored energy, your Life Battery charges when you earn and drains when you spend, and every financial decision is a quest. 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How tax systems work, salary negotiation, property, business, insurance, running money across borders, and calculating your Freedom Number with the 4% rule.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eEvery chapter follows the same six-part structure\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Level Up\u003c\/strong\u003e — a story or analogy that opens the concept\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Money Skill Tree\u003c\/strong\u003e — the core lesson\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Skill Quest\u003c\/strong\u003e — a hands-on, fill-in-the-pages exercise\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBalancing Your Skills\u003c\/strong\u003e — the trade-off, made visible\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGuild Chat\u003c\/strong\u003e — questions to take to a parent, mentor, partner, or advisor\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eElite Quest\u003c\/strong\u003e — a real-world mission off the page\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it's for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFamilies outside Canada and the US, or living between countries\u003c\/li\u003e\n\u003cli\u003eInternational schools, homeschool curriculum, or classroom units\u003c\/li\u003e\n\u003cli\u003eExpatriates and remote workers who want one reference that travels\u003c\/li\u003e\n\u003cli\u003eAdults catching up on the financial literacy nobody taught them\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWorld Edition\u003c\/h3\u003e\n\u003cp\u003eBuilt on principles that hold regardless of which tax code you live under, with dedicated material on currency exchange, international transfers, and managing money across borders that appears in no other edition. 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