{"product_id":"the-grind-canadian-edition-book-2","title":"The Grind – Canadian Edition (Book 2)","description":"\u003cp\u003e\u003cstrong\u003eYour first paycheque just landed. Now what?\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003eMost schools graduate students who can't read a pay stub, file a tax return, or tell a credit card from a debt trap. \u003cstrong\u003eThe Grind\u003c\/strong\u003e is the intermediate volume of \u003cstrong\u003eThe Money Skill Tree\u003c\/strong\u003e — a Canadian personal finance workbook covering the working-world mechanics nobody actually teaches.\u003c\/p\u003e\n\n\u003cp\u003eEvery chapter has a fill-in-the-pages exercise and a real-world mission. By the last page you'll be able to read a pay stub line by line, file a return without panic, choose between a TFSA and an RRSP for the right reason, and explain CPP, EI, and credit scores to anyone who asks.\u003c\/p\u003e\n\n\u003ch3\u003eWhat's inside — 13 chapters\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe First Paycheque\u003c\/strong\u003e — decoding gross pay, net pay, and your pay stub\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Big Three Deductions\u003c\/strong\u003e — CPP, EI, and income tax, and how they work\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Tax-Free Secret\u003c\/strong\u003e — TFSA, FHSA, RRSP, and RESP explained\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFiling Your First Return\u003c\/strong\u003e — the T4, refunds, credits, and the CRA\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCredit Scores and The Plastic Card\u003c\/strong\u003e — building your financial reputation\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Emergency Buffer\u003c\/strong\u003e — your financial safety net, and why it comes first\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Automation Engine\u003c\/strong\u003e — setting your money up to save itself\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Stock Market Map\u003c\/strong\u003e — how the stock market works\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Basket Strategy\u003c\/strong\u003e — ETFs and index investing\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Risk Scale\u003c\/strong\u003e — understanding and managing investment risk\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Social Charge\u003c\/strong\u003e — peer pressure, lifestyle, and financial identity\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFinancial Self-Defence\u003c\/strong\u003e — scams, fraud, and protecting your accounts\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Long-Game Mindset\u003c\/strong\u003e — patience, consistency, and thinking in decades\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eEvery chapter follows the same six-part structure\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Level Up\u003c\/strong\u003e — a story that frames the concept\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Money Skill Tree\u003c\/strong\u003e — the core lesson, with real Canadian numbers\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Skill Quest\u003c\/strong\u003e — a hands-on, fill-in-the-pages exercise\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBalancing Your Skills\u003c\/strong\u003e — the trade-off, made visible\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGuild Chat\u003c\/strong\u003e — questions to take to a parent, mentor, or older sibling\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eElite Quest\u003c\/strong\u003e — a real-world mission off the page\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it's for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eTeens starting a first job, summer gig, or part-time work\u003c\/li\u003e\n\u003cli\u003eYoung adults catching up on the money basics nobody taught them\u003c\/li\u003e\n\u003cli\u003eA graduation present, adulting handbook, or eighteenth birthday gift\u003c\/li\u003e\n\u003cli\u003eHigh school finance classes, homeschool curriculum, or classroom resource\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eCanadian Edition\u003c\/h3\u003e\n\u003cp\u003eDeductions, contribution limits, registered accounts, and CRA rules are Canadian, based on 2026 projections — not American hand-me-downs.\u003c\/p\u003e\n\n\u003ch3\u003eWhere it sits in the series\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eBook 1 (The Money Starter Pack)\u003c\/strong\u003e covers the fundamentals. The Grind picks up the day you start earning. \u003cstrong\u003eBook 3 (Endgame)\u003c\/strong\u003e covers real estate, business, and financial independence. All three are collected in \u003cstrong\u003eFully Charged\u003c\/strong\u003e.\u003c\/p\u003e\n\n\u003ch3\u003eFormat\u003c\/h3\u003e\n\u003cp\u003ePrinted workbook · 128 pages · 13 chapters · Intermediate level\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eCash the cheque. Run the system.\u003c\/strong\u003e\u003c\/p\u003e","brand":"The Money Skill Tree","offers":[{"title":"Default Title","offer_id":44466946015298,"sku":null,"price":21.99,"currency_code":"CAD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0693\/1844\/3074\/files\/CAN_Book2_Cover_cc230eb7-cbc9-455e-bf63-fb40f2d30a70.png?v=1784830538","url":"https:\/\/moneyskilltree.com\/products\/the-grind-canadian-edition-book-2","provider":"The Money Skill Tree","version":"1.0","type":"link"}