Part of the Canadian Provincial Curriculum Alignment series.
A three-book Canadian financial-literacy workbook series by Michael McCracken: Book 1 — The Money Starter Pack (foundations, suggested Grades 6–9), Book 2 — The Grind (paycheques, taxes, credit, investing; Grades 9–12), Book 3 — Endgame (advanced planning; senior grades/adult). Print workbooks, 8.5×11, greyscale, with write-in activities throughout. Geometry, Measurement and Finance 10 puts financial outcomes in the common Grade 10 year; the Financial and Workplace Mathematics 110/120 pathway carries them through Grades 11–12.
New Brunswick’s anglophone sector delivers financial literacy through a common Grade 10 course and a dedicated Grade 11–12 mathematics pathway.
How The Money Skill Tree maps to the New Brunswick curriculum
| Provincial/territorial anchor | Coverage in The Money Skill Tree (Canadian Edition) |
|---|---|
| Geometry, Measurement and Finance 10 — earning, unit pricing and currency exchange, budgets | B2 Ch 1–2 (income types with worked examples; deduction mechanics); B1 Ch 3 (unit-price comparisons), Ch 2 (currency conversion, spreads and fees), Ch 9 (50/30/20 budgeting) |
| Financial & Workplace Mathematics 110 (Gr 11) — credit, loans, renting vs. buying | B2 Ch 5 (credit scores; car-loan interest at three credit tiers); B1 Ch 10 (minimum-payment mathematics); B3 Ch 1 (an explicit rent-vs-buy analysis with transaction costs and the mobility trade-off) |
| Financial & Workplace Mathematics 120 (Gr 12) — investments, small business | B2 Ch 8–10 (markets, ETFs, diversification, risk vs. volatility); B3 Ch 4 (unit economics, productization, GST/HST registration), Ch 8 (long-horizon planning) |
| Personal wellness / career education | B1 Ch 4 (first earning, pricing, safety); B3 Ch 3 (negotiation, including fixed-wage/unionized contexts) |
B1 = Book 1 (The Money Starter Pack) · B2 = Book 2 (The Grind) · B3 = Book 3 (Endgame) · “Ch” = chapter.
Instructional features
Every chapter closes with a hands-on Skill Quest and Elite Quest (write-in activities with worked examples), Guild Chat discussion prompts (adaptable to pair-share or guest-speaker formats), a SOLO reflection prompt, and a self-assessment Summary Checklist. All dollar figures, tax rates, and contribution limits reflect 2026 published values, with in-text reminders to verify current rates at canada.ca.
Scope
NB’s framework was developed with NL and PEI under the shared Atlantic (CAMET) mathematics foundation — the Nova Scotia one-pager’s FM01–FM04 mapping transfers directly to the corresponding NB outcomes.
Curriculum source
Curriculum source: Financial & Workplace Mathematics 110 — curriculum.nbed.ca/learning-areas/high-school-block/mathematics/financial-and-workplace-mathematics-110/
Prepared July 2026 · moneyskilltree.com · Curriculum references should be verified against current ministry/department documents at time of adoption.
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