The Money Starter Pack – Canadian Edition (Book 1)

Build a money mindset that lasts a lifetime — for ages 12+.

Most students leave school lacking basic money skills, like understanding how a paycheque works, what compound interest does, or why inflation quietly shrinks every dollar in their savings account. The Money Starter Pack fixes these gaps for Canadian readers aged 12 and up in an interactive, game-inspired style.

This is Book 1 of The Money Skill Tree — the beginner volume. It teaches the fundamentals through the metaphor of a Life Battery that charges with effort and drains with every choice.

What's inside — 10 chapters

• The Power in Your Pocket — understanding money as stored energy
• The Software Update — from barter to digital, and how money evolved
• The Filter — needs versus wants, and how to tell the difference
• The Generator — income, side hustles, and earning your first dollar
• The Charging Station — banks, accounts, and where to store your money
• The Two Rooms — chequing versus savings, and the two-room money system
• The Multiplier Effect — compound interest and the power of starting early
• The Invisible Shrink — inflation, and why money loses value over time
• The Flight Path — budgeting with the 50/30/20 rule
• The Energy Thieves — debt, traps, and protecting what you've built

Every chapter follows the same six-part structure

• The Level Up — a story that opens the concept
• The Money Skill Tree — the core lesson, with real Canadian numbers
• The Skill Quest — a hands-on, fill-in-the-pages exercise
• Balancing Your Skills — the trade-off, made visible
• Guild Chat — questions to take to a parent, mentor, or older sibling
• Elite Quest — a real-world mission off the page

Who it's for

• Readers aged 12 and up, working through it alone or with a parent
• Parents looking for a middle-school personal finance resource
• An allowance, chore, or birthday gift for a teenager
• Homeschool curriculum, classroom units, or after-school enrichment

Canadian Edition

Dollar figures, tax brackets, and account names are Canadian, based on 2026 projections — not American hand-me-downs.

Where it sits in the series

Book 1 lays the foundation. Book 2 (The Grind) covers paycheques, taxes, credit, and investing. Book 3 (Endgame) covers real estate, business, and financial independence. All three are collected in Fully Charged.

Format

Printed workbook · 104 pages · 10 chapters · Beginner level

Unlock your first financial skills.