Terms of service

Overview

This store is operated by The Money Skill Tree. By browsing this site or placing an order, you agree to these terms.

Educational content only — not financial advice

The Money Skill Tree publishes educational workbooks about personal finance. Nothing in the books or on this site is financial, investment, tax, accounting, or legal advice, and nothing here is a recommendation to buy or sell any security or financial product. We are not licensed financial advisors.

Tax rules, contribution limits, and account types change over time and differ by country and province. Before acting on anything you read, confirm the current rules and consider speaking with a qualified professional who knows your circumstances. You remain responsible for your own financial decisions.

Accuracy of content

The books are written carefully and reviewed before printing, but we do not warrant that every figure, rate, or rule is current or error-free at the time you read it. Where a book states a rate, limit, or threshold, treat it as accurate as of the date of publication.

Orders and pricing

All prices are in Canadian dollars unless stated otherwise. Prices may change at any time before an order is placed. We may refuse or cancel any order, including where a product was listed at an incorrect price or is unavailable. If we cancel an order that has already been paid for, it will be refunded in full.

Copyright and permitted use

The books, cover artwork, illustrations, and site content are the property of The Money Skill Tree and are protected by copyright. Purchasing a book gives you the right to use your copy personally. It does not give you the right to photocopy, scan, redistribute, resell, or reproduce it for a class, organization, or online distribution.

If you would like to use the material with a group, please get in touch — that is what group orders are for.

Using this site

Do not use this site for any unlawful purpose, attempt to gain unauthorized access to it, or interfere with its operation.

Third-party services

This store runs on Shopify. Payment processing and certain other functions are provided by third parties under their own terms and privacy practices.

Limitation of liability

To the fullest extent permitted by law, The Money Skill Tree is not liable for indirect, incidental, or consequential losses arising from your use of this site or the books, including financial losses resulting from decisions you make. Nothing in these terms limits any rights you have under applicable consumer protection law.