Part of the Canadian Provincial Curriculum Alignment series.
A three-book Canadian financial-literacy workbook series by Michael McCracken: Book 1 — The Money Starter Pack (foundations, suggested Grades 6–9), Book 2 — The Grind (paycheques, taxes, credit, investing; Grades 9–12), Book 3 — Endgame (advanced planning; senior grades/adult). Print workbooks, 8.5×11, greyscale, with write-in activities throughout. The dedicated Financial Literacy 20/30 electives are the closest whole-course match in any province; Workplace and Apprenticeship Mathematics carries the required-pathway content.
Saskatchewan offers dedicated Financial Literacy 20 and 30 courses and threads financial outcomes through the Workplace and Apprenticeship Mathematics pathway (10/20/30) and Career Education 6–9.
How The Money Skill Tree maps to the Saskatchewan curriculum
| Provincial/territorial anchor | Coverage in The Money Skill Tree (Canadian Edition) |
|---|---|
| Financial Literacy 20/30 — earning, spending, borrowing, saving, investing, protecting | Books 1–2 function as a spine for the full course: earning (B1 Ch 4; B2 Ch 1–2), spending decisions (B1 Ch 3), borrowing and credit (B1 Ch 10; B2 Ch 5), saving (B1 Ch 5–7; B2 Ch 6–7), investing (B2 Ch 8–10), protecting (B2 Ch 12 fraud; B3 Ch 6 insurance) |
| Workplace & Apprenticeship Math 10 — earning income; proportional reasoning, unit price and currency exchange | B2 Ch 1 (pay structures incl. commission, piecework, tips, contracts with worked examples), Ch 2 (deduction mechanics); B1 Ch 3 (unit pricing), Ch 2 (currency conversion both directions) |
| Workplace & Apprenticeship Math 20/30 — budgets, banking services, credit, home and vehicle costs | B1 Ch 5–6, Ch 9; B2 Ch 5–7; B3 Ch 1 (home purchase and financing); B1 Ch 8 (vehicle depreciation) |
| Career Education 6–9 | B1 Ch 4 (side hustles, pricing your work, safety protocols) and the Guild Chat mentor-interview format across all chapters |
B1 = Book 1 (The Money Starter Pack) · B2 = Book 2 (The Grind) · B3 = Book 3 (Endgame) · “Ch” = chapter.
Instructional features
Every chapter closes with a hands-on Skill Quest and Elite Quest (write-in activities with worked examples), Guild Chat discussion prompts (adaptable to pair-share or guest-speaker formats), a SOLO reflection prompt, and a self-assessment Summary Checklist. All dollar figures, tax rates, and contribution limits reflect 2026 published values, with in-text reminders to verify current rates at canada.ca.
Scope
For the Financial Literacy 20/30 electives, chapter quests provide ready assessment artefacts (e.g., the Interest Leak, Bracket Calculator, and Freedom Number exercises have computable answers).
Curriculum source
Curriculum source: Financial Literacy 20/30 — curriculum.gov.sk.ca (Curriculum Outcome Content, id=488) · Workplace & Apprenticeship Mathematics — curriculum.gov.sk.ca
Prepared July 2026 · moneyskilltree.com · Curriculum references should be verified against current ministry/department documents at time of adoption.
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