Legal notice

Site operator

The Money Skill Tree is operated by:

Michael McCracken, operating as The Money Skill Tree
1146 Prince Philip Dr.
London, Ontario
Canada

Email: shopify@moneyskilltree.com

Responsible for content
Michael McCracken, at the address above.

Intellectual property
All content on this website and in our products — including text, graphics, logos, images, workbook content, and the "The Money Skill Tree" name and branding — is owned by Michael McCracken or its licensors and is protected by copyright and trademark law. It may not be copied, reproduced, distributed, or used in any form without our prior written permission.

Educational purpose — not financial advice
The Money Skill Tree publishes educational materials. All content in our books, calculators, and on this website is provided for general educational and informational purposes only and does not constitute financial, investment, tax, accounting, or legal advice, nor a recommendation to buy or sell any product or security. Examples and figures are illustrative. Always consult a qualified professional before making financial decisions specific to your situation.

Accuracy of information
We take reasonable care to keep the information on this site accurate and current, but we make no warranty as to its completeness, accuracy, or timeliness, and accept no liability for errors or omissions to the extent permitted by law.

External links
This site may link to third-party websites we do not control. We are not responsible for the content, accuracy, or practices of those sites.

Governing law
This website and purchases made through it are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. Where you are a consumer resident in the EU (or elsewhere), the mandatory consumer-protection rights of your country of residence continue to apply and are not affected by this notice.